Yes, I finesse fish in murky dirty water. I finess fish near any kind of cover. There is one lake I fish that has about six inches of visibility. Sometimes I when I do not get a bite on a reaction bait I will start to finesse fish. I use small 1/4oz jigs, weightless finesse worms, a BPS Tiny beaver, and even a drop shot rig. I always make sure that whatever bait I use is either black, black/ blue, or June bug. A Bumblebee swirl colored Yum Dinger is another bait that seems to work well in the same dirty conditions.